Student Loans
As a graduate student, you may borrow up to $20,500 in Federal Stafford Loans each year. Up to $8,500 may be subsidized; the balance, unsubsidized. The FAFSA and your cost of education will determine how much you can borrow and how much may be subsidized/unsubsidized. Your enrollment level also plays a role in your loan eligibility, but you must be enrolled at least half-time. Several of Findlay's graduate programs are offered via the semester calendar; others, the trimester/weekend calendar. Half-time enrollment for the former requires at least six (6) hours of credit in a term. Half-time for the latter requires at least four and one-half (4.5) hours of credit in a term. Please note that graduate students may now be eligible for Federal Graduate PLUS loans. To access information and the application for the Sallie Mae Grad PLUS Loan, please click the link immediately below. Or, if you prefer to use another lender, please go to that lender's website and follow the directions provided there. You are under no obligation to use any specific lender.
 You may also wish to consider one of the alternative loans that are available to graduate students to help defray costs not covered by the Federal Stafford Loans. As the borrower, you must initiate the loan, which must subsequently be certified by the aid office. Generally, you must be creditworthy, and a cosigner must be creditworthy as well. While you may be able to borrow without a cosigner, having a cosigner may reduce the fees and/or the interest rate on the loan. A careful review of interest rates and their trends may be of value as you decide whether the Grad PLUS or the alternative loan is the right choice for you. Below we have provided links to several alternative loan options that may be helpful to you. Students in the health professions majors may want to give special attention to the Access Group programs. (Clicking on any of the banners will take you to the respective lender website.)  (Sallie Mae)  (Key Bank)  (The Access Group)
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