Federal Direct Loans

​As an undergraduate student at The University of Findlay, you are eligible to apply for loans through the William D. Ford Federal Direct Loan Program​. Through the federal program, you can obtain federal funds directly from the U.S. Department of Education. ​ 

Federal Loan Programs   


Stafford Loan Program - 

If you file a FAFSA and are enrolled at least half time, you may qualify for a Stafford Loan, which is a long-term, low-interest loan.   


As an undergraduate student, you may borrow up to $5,500 in Federal Direct Loans your first year, with the dollar amount increasing as you progress academically. The FAFSA and your cost of education will determine how much you can borrow. Your enrollment level also plays a role in your loan eligibility, but you must be enrolled at least half-time, which requires at least six hours of credit in a term. There is no requirement to demonstrate financial need.     

Parent PLUS Loans – 

Your parents may also have the option of applying for a Parent PLUS loan if you are enrolled at least half-time. The loan is in the parent’s name, but on your behalf, and is credit-based. Parent PLUS loans have a fixed interest rate of 6.41%. Click here​​ to learn more.   ​