​Types of Financial Aid Available from University of Findlay

The University of Findlay offers several kinds of financial support to new and returning students including merit, endowed and athletic scholarships, as well as grants and loans through federal student aid and the State of Ohio.


Students who plan on using financial aid are required to submit the Free Application for Federal Student Aid (FAFSA) annually. A student’s FAFSA is used to determine grant and loan amounts to the cost of attending college. These funds come from a variety of federal, state, and institutional sources. Even if a student does not believe they will be eligible for any financial aid they should complete this form The University of Findlay uses this application to award institutional aid which is more generous than federal and state sources. All students who complete the FAFSA will also qualify for Federal Direct Loans up to an annual limit based on their dependency status and class standing regardless of credit history. The FAFSA application is also required for those families that plan on using Federal Direct PLUS loans or participating in the Federal Work Study program.


The Office of Financial Aid will process FAFSA applications for those applied and admitted to the University of Findlay. Students that do not require any additional steps will receive a financial aid award. Those that have additional steps needed to complete the process will be assigned next steps called “action items”. Prospective students can view their award or action items through the applicant site. Current and returning students can log into Workday to view their awards or outstanding action items.



Institutional Aid

The main sources of financial aid from the University of Findlay are scholarships. Scholarships are a type of financial aid that do not have to be repaid. Students will continue to receive this as long as they are registered full-time undergraduates.


UF Merit Scholarships

New students are awarded merit scholarships based on their incoming GPA. For first-time freshman this GPA is from the final high school transcript and for new transfer students this would be the weighted GPA from other colleges. Eligibility is based on a few conditions:

  • Full-time undergraduate student
  • Full-time, regular tuition charge
  • Guaranteed to students regardless of UF GPA as long as student is not suspended.
  • Students are eligible to pause enrollment and continue receiving this scholarship upon return along with meeting the other criteria.
  • Locked in at time of admission and not reviewed.

Although UF has a strong commitment to supporting students there are some notable exclusions for the merit scholarship:

  • Students in the BSBM program receive reduced rate tuition and do not qualify for additional merit scholarships.
  • Students participating in the professional year of the Sonography program are not eligible for institutional aid during the professional year.
  • Students participating in the professional year for Nuclear Medicine Institute or Echocardiography receive institutional aid for their didactic term only.
  • The traditional Doctor of Physical Therapy program provides undergraduate aid for the first three undergraduate years only.

UF Endowed Scholarships

UF offers hundreds of endowed scholarships every year to returning students. Endowed scholarships will be awarded to UF students based on the most current information on their academic record and FAFSA application at the time of awarding. Click ​here​ for a complete list of endowed scholarships.


Although most scholarships are awarded to returning students, UF understands that incoming students may need additional support. UF offers a commitment to support new students through the UF Donor Grant. Students can receive this award as a freshman and it will renew as long as the student is a full-time undergraduate student until the student is paired with one of our generous donors. The UF Donor Grant will be matched with an endowed or operating scholarship. We simply ask that each awardee take time to write a “thank you” letter showing how important these funds are students.

  • Full-time undergraduate student
  • Need-based grant provided to students until other scholarship funding sources (e.g., institutional, donor, or outside foundation) can be located.

UF Program Grants

Students awarded need-based funding based on their specific program of study (English Equestrian Grant, Western Equestrian Grant, and Pharmacy Grant) must remain as full-time students in those programs. Any of these UF Program Grants will be removed once Financial Aid is notified of change in eligibility.


UF Resident Scholarships

Students who demonstrate need through the FAFSA application are reviewed upon admission for the UF Resident Grant. This grant is tuition specific and can cover any tuition not already paid for through other federal, state, institutional, or private means. General eligibility requires are:

  • Full-time undergraduate student
  • Paying for full price, on-campus housing

Students assigned as resident advisors and those that move off-campus are not eligible for UF Resident Grant and the grant will be removed once Financial Aid is notified of change in eligibility.


UF Alumni Grant

UF offers a $1000 grant to students meeting the following criteria:

  • Full-time undergraduate student whose parent(s) graduated from UF.
  • Full-time, regular tuition charge

UF Sibling Grant

UF offers a $500 grant to students meeting the following criteria:

  • Full-time undergraduate student
  • Student has a sibling that attends UF
  • Full-time, regular tuition charge


Federal Student Aid

Behind institutional funding, the federal student aid program provides the next largest amount of aid to UF students. Federal aid comes in the form of grants that do not need to be paid back: Pell Grant, Supplemental Opportunity Grant or SEOG. Federal aid comes in the form of loans: Federal Direct Subsidized, Federal Direct Unsubsidized, and Federal PLUS loan programs. Federal aid also comes in the form of employment through the work study program.


Federal Pell Grants

The Federal Pell Grant Program provides assistance to undergraduate students who demonstrate financial need according to economic criteria and program requirements established by the federal government. To be eligible, students must enroll in a degree program and be pursuing their first bachelor's degree. (Students are not eligible if they have already completed a bachelor's degree.) An estimated award will be listed for you if we think you will be eligible.


Federal Teacher Education Assistance for College and Higher Education (TEACH) Grant

Through the College Cost Reduction and Access Act of 2007, Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program that provides grants of up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. Students are required to meet several criteria while in-school to be eligible for this grant and must complete service requirements as a teacher. If a student does not meet the service requirements this grant will become a Federal Direct Unsubsidized Loan.


Federal Supplemental Educational Opportunity Grants (FSEOG)

The FSEOG program is funded by the U.S. Department of Education and administered by The University of Findlay to provide assistance to students with exceptional financial need. All students who qualify are automatically considered for this grant. However, our funds from this program are very limited.


Federal Direct Subsidized Stafford Loan

If your award package lists a Federal Direct Stafford Loan and/or a Federal Direct PLUS Loan, the information below should help clarify the terms and conditions of this loan.

  • Who the loan is from: U.S. Department of Education 
  • Amount: Up to $3,500 Freshman, $4,500 Sophomore, $5,500 Junior and Senior
  • Interest rate: 3.73%
  • Origination fee: 1.057%
  • Repayment term: Varies depending on repayment selected when loans go into repayment.
  • Eligibility: Maintain at least half-time enrollment status (6 credit hours for undergraduates and 4.5 credit hours for graduate students) in each enrolled semester and meet basic eligibility requirements.
  • Deferral: Principal and interest*. Repayment begins six months after graduation or when the student falls below half-time status.

* For new Subsidized Stafford Loans, the interest subsidy during the six-month grace period is canceled for students who fall below half-time status.


Federal Direct Unsubsidized Stafford Loan

  • Who the loan is from: U.S. Department of Education 
  • Amount: Up to $5,500 Freshman, $6,500 Sophomore, $7,500 Junior/Senior, $20,500 Graduate (All amounts minus any subsidized Stafford loan.)
  • Undergraduate unsubsidized interest rate: 3.73%
  • Graduate unsubsidized interest rate: 5.28%
  • Origination fee: 1.057%
  • Repayment term: Varies depending on repayment selected when loans go into repayment.
  • Eligibility: Maintain at least half-time enrollment status (6 credit hours for undergraduates and 4.5 credit hours for graduate students) in each enrolled semester and meet basic eligibility requirements.
  • Deferral: Principal only. Interest may be capitalized. Repayment begins six months after graduation or when the student falls below half-time status. Eligible students are automatically renewed for the Unsubsidized Stafford Loan.


Federal Direct PLUS Loans

You or your parents may also have the option of applying for a Parent PLUS or Graduate PLUS loan if you are enrolled at least half-time. The loan is credit-based.

  • Who the loan is from: U.S. Department of Education 
  • Amount: Up to the full cost of education, minus all other financial aid received.
  • Interest rate: 6.28%
  • Origination fee: 4.228%
  • Repayment term: Varies depending on repayment selected when loans go into repayment.
  • Eligibility: Maintain at least half-time enrollment status (6 credit hours for undergraduates and 4.5 credit hours for graduate students) in each enrolled semester and meet basic eligibility requirements.
  • Deferral: Principal only. Interest may be capitalized. Repayment begins six months after graduation or when the student falls below half-time status. Eligible students are automatically renewed for the Unsubsidized Stafford Loan.


Federal Work-Study

Most financial aid award packages include Federal Work Study. This means that you are eligible to pursue student employment opportunities up to your awarded amount. Positions generally average from 15 to 20 hours per week and are secured through the Student Employment Office. Positions in various on-campus departments and organizations are available and start pay at the State of Ohio minimum wage.


Federal Work Study earnings are not credited toward tuition and fees or room and board but are paid to the student on a bi-weekly basis. Earnings through this program are not included in your FAFSA income for the following year. Federal Work Study defaults to accepted on the financial aid award, but students are not required to obtain a job or use these funds.


Federal Veterans Benefits

The U.S. Department of Veterans Affairs offers education grant assistance to qualified U.S. military service members and their families.




State Aid

The State of Ohio offers additional sources of aid that are listed below. There may be additional requirements needed to be eligible. Review each link for the addtional information needed.




External Sources

In addition to these sources of financial aid, you may also be eligible for a private scholarship or grant from an outside organization or agency. Some sources to explore are employers, unions, professional organizations, and community and special interest groups.


Lending organizations also provide private loans to students. These are funds that must be repaid based on the agreed upon terms and conditions.



Points to Remember

  1. Findlay's federal school code number is 003045.
  2. Review the Student Aid Report (SAR) you receive from the U.S. Department of Education. Make sure all required sections are complete and accurate and that you indicated UF's the federal school code number 003045. Follow the instructions to make corrections if necessary, and then keep the final SAR for your records.
  3. Keep a copy of all documents that you submit to the Office of Financial Aid.
  4. Be certain that you understand the conditions of the awards you accept.
  5. Advise the Office of Financial Aid immediately if you receive student aid funds from any independent outside source (e.g. private scholarships and grants). A change in your resources may affect your UF financial aid package.
  6. Also contact us if there is a change in your housing status. A change in enrollment or housing status may affect the financial aid you receive.
  7. Remember that you must reapply for financial aid each year. We prefer if you apply for financial aid each year after October.